Flinks is a trusted independant third-party service that provides a secure outlet in which to submit verification information associated to a bank acount.
This does not in any way provide access to your online banking to Loanz Canada or any of it's associated services or lenders.
The information provided to us from Flinks is used in such actions as a proof of income that a new line of lending providers can now use to assess risk.
Due to the up-to-date nature of this snapshot, lenders can assign a heavier weight to an applicants income. This allows for instant evaluation of an individuals loan application.
Credit Flow is our traditional credit application process. This process depends solely on a credit evaluation including your credit score.
Due to the securities in place for online lending, less lenders are continueing to accept this flow without additional confirmations.
This process may also require a manual review from underwriting personnel in most cases. Because of this, an instant evaluation may not be available.
Please Note: This process may take from 2 to 5 minutes to complete. You will be redirected automatically once it has completed.
Use the 'Salary' option for non employer income sources.
On clicking "APPLY", your application will be submitted for instant review. Depending on eligibility, there may be additional questions. If so, those questions will be presented immediately following the review.
By clicking "APPLY" below, you consent to our Terms of Use, Privacy Policy, and our third party partners’ use of the data you provided to Loanz Canada Inc. in order to assess your loan eligibility, including obtaining credit information and/or credit reports from credit reporting agencies including without limitation Equifax Canada Co., National Consumer Relations, Box 190, Montreal, Quebec H1S 2Z2, Fax (514) 355-8502, Phone 1-800-465-7166 and TransUnion, Attention: Consumer Relations, 3115 Harvester Road, Suite 201 Burlington, ON L7L 3N8, By phone 1-800-663-9980, to assess credit history and credit worthiness and to confirm accuracy of information provided by you.
Please Note: This process may take up to 5 minutes to complete.
On completion of review, your loan options will be displayed here. If additional information is required, you will be prompted.
Please Note: This process may take up to 5 minutes to complete.
On completion of review, your loan options will be displayed here.
Application and services offered by Loanz.com are governed by the Loanz Canada Inc. General Terms of Service and additional terms and conditions or written agreements applicable to specific products and services presented during the application or ordering process. Loanz.com privacy practices are explained in the Loanz Canada Inc. Privacy Policy.
12 to 60 month terms | 29.9% or 46.9% APR. Loans from $1,000 to $15,000. For example, a $4,500 loan paid in 36 monthly installments is $234.98 per month based on a 46.90% APR.
Copyright © 2017 Copyright notice: this website and its content are copyrighted by Consumer Genius Inc. and all rights therein are reserved. Copyrights are asserted to each aspect of the site, in whole and in part, including and not limited to the text, images, composition, and funnel to guide visitors through screening questions. No portion of this website may be reproduced in any form or by any means without the prior written consent of Loanz Canada Inc.